TESTIMONIALS

I am writing this in regards to our refinance on our home that Philip Maynez with

Bayview mortgage did on our behalf.

My husband and I have purchased several homes in the past 20 years. None of

the experiences were as good as they were with Philip. We are both selfemployed

making it even more difficult than it normally is. However, Philip took

us step by step and made the process enjoyable. He was very professional,

organized and pleasant. Most importantly, he told us exactly what we needed

and if we did not understand, he went the extra step to explain or help us get

what we needed. All of this was done in a timely manner. I have and will

continue referring Philip Maynez to my friends, relatives and anyone who is

thinking about purchasing a home or re-financing.

Sincerely,

Nancy and Bob Campbell